Roof Age and Insurance.
Roof age and insurance: see what Florida insurers check. Type your address to see your roof age and records the way an insurer sees them. Free, no signup.
For example: 24000 SW Kanner Hwy, Canal Point
The number they check first.
The number underwriters check first
Carriers pull roof age before quoting. If your documents and the county record disagree, the permit record usually wins, so know what it says before they do.
The ~15-year line
Most Florida carriers tighten sharply once an asphalt-shingle roof passes about 15 years: 4-point inspections, exclusions, or declining to write at all.
Proof beats memory
A permit-backed roof age is documentation. If your roof is newer than the insurer assumes, the permit record is how you show it.
Public records, not guesswork.
Free, no signup, and we don’t sell your data. Full methodology
- 01
Enter your address
We match it to the county property record for your parcel.
- 02
Read the permits
The most recent roofing permit dates your roof, the high-confidence anchor.
- 03
Fill the gaps
No permit on file? We estimate from the year built and assessor records, labeled as an estimate.
Seconds, start to finish.
This is the whole flow: type an address, read the roof age. Recorded from the tool running on real directory properties; the sample chips above run the real thing.
- Address
- 1 N Aurora Dr, Apopka
- Permit no.
- T14007037
- Issued
- 2014
- Material
- Shingle
- Year built
- 1983
- Roof score
- 10 / 10 · Strong
Reasonable questions.
Florida counties publish building-permit records. The most recent roofing permit is the date your roof was last replaced, a permit-backed, high-confidence age. When no roofing permit exists, we fall back to the year the home was built and flag it as an estimate.
Florida insurers and the 4-point inspection use roof age as a primary factor. Many carriers stop writing or renewing coverage once an asphalt-shingle roof passes roughly 15 years, regardless of visible condition.
No. This is a records-based estimate from public data and permits, instant and free. It’s a starting point, not a substitute for a licensed 4-point or wind-mitigation inspection.
Not at launch. The roof age here comes from public records and permits only. Imagery-based condition analysis is planned for a later release.
Florida is rolling out metro by metro. If your address isn’t in the current set, you can save it and we’ll notify you when its full property report is ready.
Pull the roofing permit for your address. A permit showing the replacement date is the strongest evidence you can hand your agent, and this lookup shows you what’s on record in seconds.