Guides & research.
How Florida roofs, records, and insurance actually work: research articles grounded in the directory, plus practical guides for every inspection and lookup.
(01) Research · the insurability series
The articles.
Property condition The roof-age lines Florida insurers actually draw Fifteen years for scrutiny, twenty for the market’s edge, and the 5-year rule that protects documented roofs. Read 
Market context How the insurance crisis reaches your home’s value Carrying cost, financeability, and the insurability spread: the three channels that price insurance stress into homes. Read 
Market dynamics The red flags are in the records Seven expensive surprises sitting in public records, and the fifteen-minute order of operations that finds them. Read (02) Insurance guides · with the tool built in
Check, then read.
Each guide pairs the address lookup with a plain-language explainer of one piece of the Florida insurance machine.