639 Nettles Blvd, Saint Lucie County, FL 34957
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639 Nettles Blvd

Saint Lucie County, FL 34957
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Report summary

Roof and property
Risk
Insurance

The roof on record.

Roof replacement permit on county record, tile. A permit-dated replacement is the most reliable roof age short of an inspection.

Estimated roof age ~28 yrs Estimated · Estimated from year built Roof age by address How old can a roof be for insurance in Florida
Last roof permit 1998
Permit number None on record Roof permit Florida
Roof material tile
Roof shape gable
Property facts · assessor record
Year built 1998
Building size 1,007 sq ft under-roof area on assessor record
Parcel ID 4502-501-0825-000-0 county parcel number
Roof shape source County appraiser
Roof material source County appraiser

The insurance picture.

A qualitative read of what a carrier is likely to ask for or credit at this address, not an eligibility decision.

4-Point inspection Likely eligible to pass.

The home and roof are recent enough that most carriers will not order one at binding.

4 point inspection4 point inspection cost
Wind-mit discount No credits inferred.

Nothing on record points to credit-eligible features; a wind-mitigation inspection could still find some.

Wind mitigation inspectionWind mitigation report
Citizens context Market stress elevated.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Roof inspection for insurance

Construction era on record: 1994-2001 (pre-FBC).

Where it stands.

Flood, wind, evacuation, and sinkhole exposure at this parcel, pulled from FEMA and state datasets.

FEMA flood zone AE Special Flood Hazard Area · Flood zone by address Florida
Design wind speed 171 mph Florida Building Code wind map · 4 point wind mitigation inspection
Evacuation zone Zone A storm-surge evacuation zone
Sinkhole activity ~10.75 km nearest documented subsidence
Storm exposure 12 named hurricanes on record, peak 50 kt, most recent 2024 recent: MILTON, HELENE, IAN, NICOLE · Storm damage roof
Hail history 1.75 in largest hail on record; last 2022-05-20 · Hail damage roof
Storm history · NOAA record
Hurricanes on record 12 tropical systems tracked near this location · Storm damage roof repair
Strongest recorded 57 mph peak wind of the strongest nearby storm
Most recent 2024 most recent nearby hurricane on record

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.

02

FEMA zone AE means flood insurance is typically required by lenders; confirm your policy is current.

03

In a high wind-speed zone, documented wind-mitigation features (roof-to-wall straps, secondary water barrier) can materially improve insurability.

04

This address has weathered 12 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.

05

Hail up to 1.75 inches has been recorded nearby. After any hailstorm, have the roof inspected promptly; hail claims have tight filing windows.

06

No wind-mitigation features are inferred from records. A wind-mitigation inspection may surface credits you already qualify for.

Next step: Roof inspection Florida

Rough estimated roof replacement cost

$4,110 to $6,910

From the 1,007 sq ft on county record. For an exact price from an aerial measurement, get the exact estimate.

Roof replacement cost FloridaNew roof cost Florida

Questions about 639 Nettles Blvd.

What this specific report says, and what it does not claim.

No roofing permit is on county record, so the roof age is estimated at about 28 years from the year built (1998). It is labeled an estimate throughout this report.

FEMA maps this address in flood zone AE, a Special Flood Hazard Area where lenders typically require flood insurance.

Probably not at binding: the home and roof are recent enough that most Florida carriers skip the 4-point. Older homes and roofs past about 15 years are the usual triggers.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Strong reflects a newer or durable roof with room to spare. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Nearby in Saint Lucie County.

Tbd Saint Lucie County · 34945 Roof ~4 yrs 10 /10 5101 Minute Maid Rd Saint Lucie County · 34945 Roof ~35 yrs 10 /10 4904 Lakewood Park Dr Saint Lucie County · 34951 Roof ~4 yrs 10 /10 7301 Santa Barbara Dr Saint Lucie County · 34951 Roof ~4 yrs 10 /10

Browse: 34957 · Saint Lucie County · Florida

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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