249 Sunset Dr
Wearing out. Time to re-roof.
Report summary
The roof on record.
Roof replacement permit on county record. A permit-dated replacement is the most reliable roof age short of an inspection.
The insurance picture.
A qualitative read of what a carrier is likely to ask for or credit at this address, not an eligibility decision.
Once a roof passes ~15 years, most Florida carriers ask for a 4-point before writing or renewing.
4 point inspection4 point inspection costNothing on record points to credit-eligible features; a wind-mitigation inspection could still find some.
Wind mitigation inspectionWind mitigation reportQualitative read of the local Citizens / private-market balance; not an eligibility decision.
Roof inspection for insuranceConstruction era on record: pre-1994.
Where it stands.
Flood, wind, evacuation, and sinkhole exposure at this parcel, pulled from FEMA and state datasets.
What to do next.
Generated from this property's records: age against typical service life, code era, and the risk overlays.
This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.
In a high wind-speed zone, documented wind-mitigation features (roof-to-wall straps, secondary water barrier) can materially improve insurability.
This address has weathered 11 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.
No wind-mitigation features are inferred from records. A wind-mitigation inspection may surface credits you already qualify for.
Next step: Roof inspection Florida
Get a budget estimate matched to your roof size and material.
Roof replacement cost FloridaNew roof cost FloridaQuestions about 249 Sunset Dr.
What this specific report says, and what it does not claim.
No roofing permit is on county record, so the roof age is estimated at about 59 years from the year built (1967). It is labeled an estimate throughout this report.
No FEMA flood zone is on record for this address.
Likely at some point. Florida carriers commonly order a 4-point on older homes (this one dates to 1967) or roofs past about 15 years.
The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Weak reflects a roof at or past its typical service life, where insurers scrutinize hardest. Only permit-backed roof ages count as high-confidence.
No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.
Nearby in Lower Matecumbe Key.
Browse: 33036 · Lower Matecumbe Key · Florida
How this report is built.
This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.
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